Effective Date: March 11, 2026
These Terms of Service ("Terms") govern your access to and use of the Brieflywealth platform, website, and related services (collectively, the "Service") provided by Briefly Wealth LLC ("Brieflywealth," "we," "us," or "our"). By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, do not use the Service.
If you are using the Service on behalf of an organization, you represent and warrant that you have the authority to bind that organization to these Terms, and "you" refers to both you individually and the organization.
Brieflywealth provides a software-as-a-service platform designed to help financial advisors prepare for client meetings. The Service processes documents, data, and other materials you provide ("Client Data") using artificial intelligence technology to generate structured meeting preparation briefs, summaries, and related outputs ("Outputs").
The Service is intended as a productivity tool. Outputs are generated automatically and are not a substitute for professional judgment, financial advice, legal counsel, or compliance review. You are solely responsible for reviewing all Outputs and determining their accuracy and appropriateness before relying on them in any professional capacity.
You must be at least 18 years of age and capable of forming a binding contract to use the Service. When creating an account, you agree to provide accurate and complete information, keep your credentials confidential, and promptly notify us of any unauthorized access or use of your account. You are responsible for all activity that occurs under your account.
You agree to use the Service only for lawful purposes and in accordance with these Terms. You shall not:
You retain all rights in and to your Client Data. By uploading or submitting Client Data to the Service, you grant us a limited, non-exclusive license to use, process, store, and transmit that Client Data solely as necessary to provide the Service to you and as described in our Privacy Policy.
You represent and warrant that: (a) you have obtained all necessary consents, authorizations, and permissions required to provide Client Data to us for processing, including any consents required under applicable privacy laws, client advisory agreements, or regulatory obligations; (b) your disclosure of Client Data to us complies with the service provider exception under the Gramm-Leach-Bliley Act (15 U.S.C. § 6802(b)(2)) or any other applicable lawful basis for disclosure; and (c) the Client Data does not contain biometric identifiers or biometric information as defined under BIPA or any comparable state biometric privacy law. You are solely responsible for the accuracy, legality, and appropriateness of all Client Data you provide.
We do not use your Client Data to train, fine-tune, or otherwise improve general-purpose artificial intelligence models or for any purpose other than delivering the Service to you. Our downstream AI service providers are contractually prohibited from using your Client Data to train their models, improve their services for other customers, or for any purpose beyond processing your specific requests.
Outputs generated by the Service are produced through automated artificial intelligence processing and are provided on an "as is" basis. While we strive for accuracy, Outputs may contain errors, omissions, or inaccuracies. You acknowledge that:
Access to certain features of the Service may require payment of fees. All fees are described on our website or in a separate order form or subscription agreement. Unless otherwise stated, fees are quoted in U.S. dollars, are non-refundable, and are due in accordance with the billing terms specified at the time of purchase.
We reserve the right to change our pricing at any time. If you are on a subscription plan, we will provide reasonable advance notice of any price increase, and the new pricing will take effect at the start of your next billing cycle following that notice.
The Service and all related technology, software, designs, documentation, trademarks, and content (excluding Client Data and Outputs) are and remain the exclusive property of Brieflywealth and its licensors. Nothing in these Terms grants you any ownership interest in the Service.
Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Service during the term of your subscription for your internal business purposes.
You retain ownership of Client Data you provide and the Outputs generated from your Client Data through the Service.
We understand the sensitive nature of financial client data and the regulatory obligations that govern it. We treat all Client Data as confidential information and maintain safeguards consistent with the requirements of 15 U.S.C. § 6801(b) of the Gramm-Leach-Bliley Act, including administrative, technical, and physical measures designed to protect against unauthorized access to or use of such information.
We will not disclose Client Data to third parties except: (a) as necessary to provide the Service, such as to our cloud hosting and AI processing providers, who are bound by contractual confidentiality obligations, data use restrictions, and security requirements commensurate with the sensitivity of the information being processed; (b) as required by law; or (c) with your consent.
Our data protection commitments include the following contractual safeguards with our AI service providers: (i) restrictions on the provider's use of Client Data for training or improving AI models; (ii) explicit confidentiality obligations covering all AI inputs and outputs; (iii) data security requirements commensurate with the sensitivity of the information, informed by industry-recognized standards such as the SOC 2 Trust Services Criteria; and (iv) audit rights to verify ongoing compliance with contractual security obligations.
Our information security program is informed by industry-recognized frameworks, including the SOC 2 Trust Services Criteria (security, availability, processing integrity, confidentiality, and privacy). We are actively working toward formal SOC 2 Type II certification and will update these Terms when that certification is obtained. In the interim, we apply commercially reasonable safeguards aligned with SOC 2 principles and evaluate our critical service providers based on their own security certifications and practices.
In the event of a security incident involving unauthorized access to or disclosure of Client Data, we will notify you in accordance with applicable federal and state data breach notification laws, including the Illinois Personal Information Protection Act (815 ILCS 530/1 et seq.).
These Terms are effective from the date you first access or use the Service and continue until terminated. You may terminate your account at any time by contacting us or using the account management features within the Service.
We may suspend or terminate your access to the Service at any time, with or without cause and with or without notice, including if we reasonably believe you have violated these Terms. Upon termination, your right to use the Service ceases immediately. We will make your Client Data available for export for a reasonable period following termination (not less than thirty (30) days), after which we will securely delete it in accordance with our data retention policies.
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR COMPLETELY SECURE, OR THAT ANY OUTPUTS WILL BE ACCURATE, COMPLETE, OR RELIABLE. WE DO NOT WARRANT THAT THE SERVICE WILL SATISFY ANY SPECIFIC REGULATORY OR COMPLIANCE REQUIREMENTS APPLICABLE TO YOUR PRACTICE.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL BRIEFLYWEALTH, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR RELATED TO YOUR USE OF OR INABILITY TO USE THE SERVICE, INCLUDING ANY DAMAGES ARISING FROM YOUR RELIANCE ON OUTPUTS GENERATED BY THE SERVICE.
IN NO EVENT SHALL OUR TOTAL AGGREGATE LIABILITY EXCEED THE AMOUNTS YOU HAVE PAID TO US IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR ONE HUNDRED DOLLARS ($100), WHICHEVER IS GREATER.
SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES, SO SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.
You agree to indemnify, defend, and hold harmless Brieflywealth and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or related to: (a) your use of the Service; (b) your violation of these Terms; (c) your violation of any applicable law or regulation, including but not limited to the GLBA, BIPA, or any state or federal data privacy law; (d) any Client Data you provide to the Service, including any claim that such data was provided without the necessary consents or authorizations or that it infringes or violates the rights of a third party; or (e) your reliance on or use of Outputs in any professional or client-facing context.
We reserve the right to modify, suspend, or discontinue the Service, or any part thereof, at any time with or without notice. We may also update these Terms from time to time. When we make material changes, we will revise the "Effective Date" at the top of this page and, where appropriate, notify you via email or through the Service. Your continued use of the Service after any changes constitutes your acceptance of the revised Terms.
These Terms shall be governed by and construed in accordance with the laws of the State of Illinois, without regard to its conflict of law principles. Any dispute arising out of or relating to these Terms or the Service shall be resolved exclusively in the state or federal courts located in Cook County, Illinois, and you consent to the personal jurisdiction of such courts.
These Terms, together with the Privacy Policy and any other agreements referenced herein, constitute the entire agreement between you and Brieflywealth regarding the Service. If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect. Our failure to enforce any right or provision of these Terms shall not constitute a waiver of that right or provision. You may not assign or transfer your rights under these Terms without our prior written consent. We may assign our rights and obligations under these Terms without restriction.
If you have any questions about these Terms, please contact us at:
Briefly Wealth LLC
Email: contact@brieflywealth.com
Chicago, Illinois